I am happy to say that this is no longer a problem with the M1 MacBook Pro. It was incredibly annoying and even noise canceling headphones could not block out all the noise. This put extreme stress on my computer especially using Google Chrome which would spin up the CPU increasing the speed and fan noise. On my old computer I used to go to a few websites that had far too many ads on them that could not be disabled otherwise you could not view the website. This laptop is super quiet it does have fans unlike the M1 MacBook Air but you barely notice them. I have to hand it to Apple they really know how to build great computers. This is the best computer that I have ever owned.
It was also out of warranty so I figured that the time was right to upgrade. My previous laptop was a 2014 MacBook Pro Retina which was starting to show it's age because it was lacking in power and the battery was overdue for servicing.
I purchased my new M1 MacBook Pro at the end of last year which was December 2020, and it arrived in January 2021.